PAVOCARD has set itself the goal to optimize , all together with employers and employees, the administration and the use of tax-optimazition. A special focus is on the simplification and full-scale digitalization of administrative processes and everyday use. In order to offer you innovative and safe products, we develop them in close cooperation with the PPRO Group . PPRO has many years of experience in payment and credit cards. PPRO is also regulated by the Financial Conduct Authority in the UK.


Our product portfolio can be combined freely:

  • PAVOCARD Lunch, because digital payment is simply smarter.

  • PAVOCARD Reward, because appreciation should be really recognized.

  • PAVOCARD Expense, because business travel should be more comfortable.